Hartford- Voluntary Short Term Disability Group or Direct Billed
- 60% Wage Replacement after 7 or 14 Days Elimination Period
- 3 Month/12 Month Pre- Existing Conditions- Any Claims within the first 12 months of coverage will have a 3 month prior to coverage look back.
|
Option 1 |
Option 2 |
|
|
Benefit Amount |
60% |
|
|
Max Weekly Benefit |
$2,308.00 |
|
|
Elimination Period- Accident or Sickness |
14 days |
7 days |
|
Benefit Duratio |
26 Weeks |
|
|
Rate Per $10 Covered Benefit |
||
|
0-25 |
0.901 |
0.877 |
|
25-29 |
0.775 |
1.152 |
|
30-34 |
0.907 |
0.984 |
|
35-39 |
0.834 |
0.784 |
|
40-44 |
0.551 |
0.557 |
|
45-49 |
0.717 |
0.482 |
|
50-54 |
0.930 |
0.675 |
|
55-59 |
0.993 |
0.841 |
|
60-65 |
1.234 |
0.908 |
|
65+ |
1.514 |
1.075 |
|
45 Year Old - $50K Example - Monthly Cost |
$41.37 |
$ 27.81 |
Hartford- Voluntary Long Term Disability- Group or Direct Billed
- 60% Wage Replacement after 180 Day Waiting Period
- If you make under $100K elect option 1
|
Option 1 |
Option 2 |
|
|
Benefit Amount |
60% |
|
|
Max Monthly Benefit |
$5,000.00 |
$10,000.00 |
|
Income Threshold |
$100,000.00 |
$200,000.00 |
|
Elimination Period- Accident or Sickness |
180 Days |
|
|
Benefit Duration |
Social Security National Retirement Age |
|
|
Rate Per $100 Covered Payroll |
||
|
Less than 25 |
0.06 |
0.07 |
|
25-29 |
0.09 |
0.10 |
|
30-34 |
0.15 |
0.16 |
|
35-39 |
0.30 |
0.32 |
|
40-44 |
0.41 |
0.43 |
|
45-49 |
0.53 |
0.55 |
|
50-54 |
0.77 |
0.79 |
|
55-59 |
0.87 |
0.89 |
|
60-64 |
0.61 |
0.62 |
|
65+ |
0.50 |
0.50 |
|
45 Year Old $50K/$150K Example- Monthly |
Cost $22.08 |
$22.92 |
