Voluntary Benefits

At CCA Benefits, we are committed to providing flexible and valuable voluntary benefit options to meet the diverse needs of employees. Our comprehensive suite of benefits ensures that employees have access to essential coverage options, from health and financial protection to legal and identity theft services. With a range of plans available nationwide and select offerings in certain states, CCA Benefits makes it easy to enhance your benefits package while minimizing administrative burdens.

Nationwide Voluntary Benefits (50 States)

CCA Benefits offers a variety of voluntary plans that are available in all 50 states. These benefits provide employees with essential coverage for health, financial security, and legal protection, with flexible options to fit their needs.

Metlife CCA Dental

Comprehensive dental coverage with access to a vast network of providers, ensuring preventive and restorative care.

Metlife CCA Vision

Vision care that includes annual exams, prescription lenses, and allowances for contacts and frames.

Allyhealth Telemedicine

Virtual healthcare services, including primary care, teletherapy, and dermatology consultations.

Mass Mutual Whole Life

Permanent life insurance with guaranteed coverage, cash value accumulation, and long-term financial protection.

Metlife Aura ID Theft/Cyber Security

Protection against identity theft, fraud, and cybersecurity threats.

Metlife Legal Services

Access to expert legal assistance for estate planning, debt resolution, property issues, and more.

Metlife Pet Insurance

Coverage for pets of all breeds and ages, including routine wellness visits and emergency care

Available in 34 States (AL, AK, AZ, AR, CA, CO, DE, FL, GA, HI, IL, IN, IA, KS, KY, MA, MI, MO, MT, NE, NV, NJ, NM, NY, NC, ND, OH, OK, RI, SC, TN, UT, VA, WI)

For employees in select states, we offer additional coverage options designed to enhance their overall well-being. These benefits provide financial security and access to essential healthcare services.

Metlife Optima Trust Dental

Dental insurance with multiple coverage levels and access to the MetLife PDP Plus network.

Metlife Optima Trust Vision

Vision plans covering annual exams, prescription lenses, and allowances for contacts and frames.

Metlife Term Insurance

Flexible term life insurance options to support employees and their families.

Metlife Short Term Disability

Supplemental wage protection to provide financial security during illness or injury.

Metlife Long Term Disability

Wage protection provides financial security during extended illnesses or injuries.

Metlife Accident

Financial assistance for medical expenses resulting from unexpected injuries.

Metlife Critical Illness

Lump-sum payments to help cover expenses related to serious medical conditions.

Metlife Hospital Indemnity

Lump-sum payments to help cover hospital stays, surgeries, and other out-of-pocket medical expenses.

Available in 16 States (CT, DC, ID, LA, ME, MD, MN, MS, NH, OR, PA, SD, TX, VT, WA, WV)

For employees in the following 16 states, we offer voluntary coverage options that provide additional financial protection in case of accidents, critical illness, and hospitalization.

Hartford Term Life

Additional term life insurance options with flexible coverage levels.

Hartford Accident

Financial assistance for medical expenses resulting from unexpected injuries.

Hartford Short Term Disability

Supplemental wage protection with customizable waiting periods and benefit durations.

Hartford Long Term Disability

Income protection for extended illnesses or injuries, with flexible benefit options to support long-term financial stability.

Hartford Critical Illness

Lump-sum payments to help cover expenses related to serious medical conditions.

Hartford Hospital Indemnity

Financial support for hospital stays, helping to manage out-of-pocket costs.

Empower Your Employees with CCA Benefits

Providing voluntary benefits is a smart way to support your employees while giving them the flexibility to choose coverage that fits their needs. At CCA Benefits, we offer seamless plan administration and flexible billing options to simplify the process for employers. Contact us today to learn more about how CCA's voluntary benefits can enhance your benefits package.

Simplify Employee Benefits with CCA

CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.

Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.

Take the next step toward smarter benefits with CCA.