Hartford Voluntary Long Term Disability (16 States)

Group or Direct Billed

60% Wage Replacement after 180 Day Waiting Period
If you make under $100K elect option 1

	Option 1	Option 2
Benefit Amount	60%
Max Monthly Benefit	$5,000.00	$10,000.00
Income Threshold	$100,000.00	$200,000.00
Elimination Period- Accident or Sickness	180 Days
Benefit Duration	Social Security National Retirement Age
Rate Per $100 Covered Payroll
Less than 25	0.06	0.07
25-29	0.09	0.10
30-34	0.15	0.16
35-39	0.30	0.32
40-44	0.41	0.43
45-49	0.53	0.55
50-54	0.77	0.79
55-59	0.87	0.89
60-64	0.61	0.62
65+	0.50	0.50
45 Year Old $50K/$150K Example- Monthly	Cost $22.08	$22.92

10k - Benefit Summary

5k - Benefit Summary

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