Mass Mutual- Voluntary Whole Life Insurance Direct Billed ONLY Cost

  • will vary based on Age and Smoker or Non-Smoker
  • Guarantee Issue up to $100,000 No Underwriting when First Eligible
  • Earns Cash Value And Can Pay a Dividend
  • Premiums Never Increase- Benefit Never Decreases
  • Coverage for Spouse and Dependents Available
  • Chronic Care Benefit- 50% Lump Sum Payment for Long Term Care
  • Max coverage up to $250,000
  • Great for Final Expense Coverage

Rates are available at https://www.optimabenefitsgroup.com/exclusive-benefits/group-life-insurance


Optima has put together a Multiple Employer Trust to allow our Clients access to our Group Whole Life Insurance program. Guarantee Issue Cash Value Whole Life Insurance to protect your loved ones. Contact us today to get started.

 Whole Life Rate

 

 

 

Multiple Employer - Mass Mutual Whole Life Insurance- AVAILABLE TO ALL Employees of Optima Clients Individual Coverage up to age 75 – Actively Working Employees

New Clients can have this benefit TODAY!!!


AVAILABLE AT INITIAL ENROLLMENT

Guaranteed Issue up to $100,000 NO UNDERWRITING

Purchase minimum of $10K, then ALWAYS have the option to purchase up to $100K with NO Underwriting.


OPTIMA GROUP WHOLE LIFE BENEFITS

  • Builds Guaranteed Cash Value
  • Guaranteed Paid up Life Insurance after 3 years
  • NO GROUP Administration – All Billing and enrollment will be handled
  • ONLINE ONLY – No Group Bill- Employees pay direct to Mass Mutual
  • Employees can enroll up to $250,000 with simplified Underwriting
  • Coverage Available for Spouses and Dependents up to $25,000

 

 

 

Want to get Enrolled? Complete the attached census with ALL eligible employee Info.

EE Login

Employee Monthly Rate Sheet

Mass Mutual Whole Life Insurance Plan Infomation

Mass Mutual Whole Life Highlights

Census


Complete Your Applications Online

Group Application

Guardian Dental and Vision Application

Mass Mutual Whole Life App

Simplify Employee Benefits with CCA

CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.

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Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.

Take the next step toward smarter benefits with CCA.