Hartford Voluntary Short Term Disability (16 States)
Short Term Disability Insurance
Group or Direct Billed
- ● 60% Wage Replacement after 7 or 14 Days Elimination Period
- ● 3 Month/12 Month Pre-Existing Conditions – Any claims within the first 12 months of coverage will have a 3 month prior to coverage look back
| Plan Details | Option 1 | Option 2 |
|---|---|---|
| Benefit Amount | 60% | |
| Max Weekly Benefit | $2,308.00 | |
| Elimination Period (Accident or Sickness) | 14 Days | 7 Days |
| Benefit Duration | 26 Weeks | |
| Rate Per $10 Covered Benefit | ||
| 0-25 | $0.901 | $0.877 |
| 25-29 | $0.775 | $1.152 |
| 30-34 | $0.907 | $0.984 |
| 35-39 | $0.834 | $0.784 |
| 40-44 | $0.551 | $0.557 |
| 45-49 | $0.717 | $0.482 |
| 50-54 | $0.930 | $0.675 |
| 55-59 | $0.993 | $0.841 |
| 60-65 | $1.234 | $0.908 |
| 65+ | $1.514 | $1.075 |
Example: 45 Year Old
$50K Salary
Option 1 (14 Day)
$41.37 / month
Option 2 (7 Day)
$27.81 / month
Simplify Employee Benefits with CCA
CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.
Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.
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