Mass Mutual- Voluntary Whole Life Insurance Direct Billed ONLYCost
- will vary based on Age and Smoker or Non-Smoker
- Guarantee Issue up to $100,000 No Underwriting when First Eligible
- Earns Cash Value And Can Pay a Dividend
- Premiums Never Increase- Benefit Never Decreases
- Coverage for Spouse and Dependents Available
- Chronic Care Benefit- 50% Lump Sum Payment for Long Term Care
- Max coverage up to $250,000
- Great for Final Expense Coverage
Rates are available at https://www.optimabenefitsgroup.com/exclusive-benefits/group-life-insurance
Hartford- Voluntary Term Life Insurance- Group or Direct Billed
- Voluntary Life Insurance- Age Banded Rates Guarantee issue and Max Benefit
- $1 S0K for Employee - $1 OK Increments
- $25K for Spouses - $5k Increments
- $1 OK for Children- $1 OK Only - $0.60 per child
Monthly Rates
|
Employee Rates- Per $10K |
Spouse Rate Per $5k |
|
|
Less Than 25 |
$ 0.60 |
$ 0.40 |
|
25-29 |
$ 0.50 |
$ 0.30 |
|
30-34 |
$ 0.60 |
$ 0.35 |
|
35-39 |
$ 0.90 |
$ 0.50 |
|
40-44 |
$ 1.30 |
$ 0.75 |
|
45-49 |
$ 2.10 |
$ 1.25 |
|
50-54 |
$ 3.20 |
$ 1.95 |
|
55-59 |
$ 4.50 |
$ 2.75 |
|
60-64 |
$ 5.50 |
$ 3.30 |
|
65-69 |
$ 7.90 |
$ 4.80 |
|
70-74 |
$ 13.90 |
$ 8.50 |
|
75+ |
$ 38.70 |
$ 23.25 |
