Metlife Voluntary Long Term Disability
Long Term Disability Insurance
Group or Direct Billed
- ● 60% Wage Replacement after 180 Day Waiting Period
- ● If you make under $100K elect Option 1
| Plan Details | Option 1 | Option 2 |
|---|---|---|
| Benefit Amount | 60% | |
| Max Monthly Benefit | $5,000 | $10,000 |
| Income Threshold | $100,000 | $200,000 |
| Elimination Period (Accident or Sickness) | 180 Days | |
| Benefit Duration | Social Security National Retirement Age | |
| Rate Per $100 Covered Payroll | ||
| Less than 30 | $0.088 | $0.101 |
| 30-34 | $0.088 | $0.101 |
| 35-39 | $0.232 | $0.265 |
| 40-44 | $0.367 | $0.418 |
| 45-49 | $0.539 | $0.614 |
| 50-54 | $0.752 | $0.857 |
| 55-59 | $0.090 | $1.021 |
| 60-64 | $0.698 | $0.795 |
| 65+ | $0.316 | $0.360 |
Example: 45 Year Old
$50K / $150K Salary
Option 1
$22.46 / month
Option 2
$25.58 / month
Plan Summaries
Simplify Employee Benefits with CCA
CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.
Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.
Take the next step toward smarter benefits with CCA.