Metlife- Voluntary Term Life Insurance- Group or Direct Billed

Voluntary Life Insurance- Age Banded Rates Guarantee issue and Max Benefit
$150K for Employee - $10K Increments
$25K for Spouses - $5k Increments
$10K for Children- $10K Only - $1.50 for All Children in a Family

Monthly Rates

	Employee Rates- Per $10K	Spouse Rate Per $5k
Less Than 25	$ 0.50	$ 0.30
25-29	$ 0.60	$ 0.30
30-34	$ 0.70	$ 0.40
35-39	$ 0.90	$ 0.50
40-44	$ 1.00	$ 0.70
45-49	$ 1.50	$ 1.05
50-54	$ 2.30	$ 1.70
55-59	$ 4.30	$ 3.00
60-64	$ 6.30	$ 6.10
65-69	$ 9.80	$ 9.70
70-74	$ 17.50	$ 17.85
75+	$ 29.50	$ 17.85

Example: 45 Year Old- $50K of Coverage: $7.50 a month

Voluntary Plans

Simplify Employee Benefits with CCA

CCA Benefits by Optima Benefits & Payroll is transforming the way businesses offer employee benefits. With flexible contribution options, a seamless enrollment platform, and a full suite of voluntary and employer-paid plans, we make benefits easy to manage for both employers and employees. Whether you want to take a hands-off approach or customize a package to fit your workforce, our solutions adapt to your needs.

Contact our team to learn how we can help you streamline enrollment, reduce administrative tasks, and provide competitive benefits that attract and retain top talent.

Take the next step toward smarter benefits with CCA.