Metlife- Critical Illness- Group or Direct Billed
- 2 Benefit Options- $25,000 or $50,000
- Spouse and Child(ren) Coverage 50% of the Employee Benefit
- $50 Health Screen Benefit
|
Covered Conditions |
Initial Benefit |
Recurrence Benefit |
|
Cancer Category |
||
|
Invasive Cancer |
100% of Benefit Ammount |
100% of Initial Benefit |
|
Non-Invasive cancer |
25% of Benefit Ammount |
100% of Initial Benefit |
|
Skin Cancer |
$250 Annually |
NONE |
|
Cardiovascular Disease Category |
||
|
Coronary Artery Discase where: Coronary Art Bypass graft CABG surgery involving either a median stemotomy or minimally invasive procedure is necessary |
100% of Benefit Amount |
100% of Initial Benefit |
|
Heart Attack Catagory |
||
|
Heart Attack |
100% of Benefit Ammount |
100% of Initial Benefit |
|
Kidney Failure Catagory |
||
|
Kidney Failure |
100% of Benefit Ammount |
None |
|
Major Organ Failure Catagory |
||
|
Major Organ Failure for heart, Lung & liver |
100% of Benefit Ammount |
None |
|
Progressive Disease catagory |
||
|
Progressive Disease |
100% of Benefit Ammount |
None |
|
Stoke Category- Mild 10%, Moderate 25% |
||
|
Severe Stoke |
100% of Benefit Ammount |
100% of Initial Benefit |
Monthly (12) Premium rates
Premium per $1,000 of Coverage
|
Age Band |
Employee |
Spouse |
All Children |
|
<25 |
0.13 |
0.13 |
0.16 |
|
25-29 |
0.19 |
0.19 |
|
|
30-34 |
0.27 |
0.27 |
|
|
35-39 |
0.36 |
0.36 |
|
|
40-44 |
0.56 |
0.56 |
|
|
45-49 |
0.93 |
0.93 |
|
|
50-54 |
1.27 |
1.27 |
|
|
55-59 |
1.62 |
1.62 |
|
|
60-64 |
2.22 |
2.22 |
|
|
65-69 |
3.02 |
3.02 |
|
|
70-74 |
3.65 |
3.65 |
|
|
75-79 |
4.21 |
4.21 |
|
|
80+ |
4.42 |
4.42 |
Example: 45 Year Old
Single- $25K Benefit
Monthly Cost: $17.25 a month
