Proper vision benefits are important to a person's health and well-being. Vision coverage ensures that a member goes in for their yearly vision exam. Routine exams are a great preventive step that can lower a person's overall healthcare costs, since issues can be detected early and prevented. Vision insurance is one of the most popular benefits for a company to have. Costs of Vision Insurance are so affordable is usually a no-brainer for anyone with contacts or glasses.
We offer one of the Largest and Best Networks available across the country with the VSP Network.
GROUP VISION INSURANCE
| Frames: Once per 24 Months Monthly Premiums |
|
| Employee | $6.94 |
| Employee & Family | $18.09 |
BENEFITS
| All Eligible Employees | |
|---|---|
| Contribution/Participation | Voluntary, None. |
| Dependent Age Limits | To Age 26 |
| Network/Plan | VSP/Full Feature - Choice B |
| Copay | |
| Split(Exams/Materials) | $10/$25 |
SERVICE FREQUENCIES
| Once Every: | |
|---|---|
| Eye Exams | Calendar Year |
| Lenses Benefit | Calendar Year |
| Contact Lenses | Calendar Year |
| Frames | Other Calendar Year |
REIMBURSEMENT SCHEDULE
| In Network (Copay) | Out Network (Before Copay) | |
|---|---|---|
| Eye Exams Benefit | $10 | $59 max |
Lenses Benefit |
||
| Single Vision | $25 | $30 max |
| Bifocal | $25 | $50 max |
| Trifocal | $25 | $65 max |
| Lenticular | $25 | $100 max |
Contact Lenses Benefit** |
||
| Medically Necessary | Covered after copay | $210 max |
| Elective Materials | $130 max (Copay waived) | $160 max (Copay waived) |
| Elective Fitting and Evaluation | Member pays up to $60. 15% discount on the fee | Included in the Contact Lens Allowance |
| Frames Benefit | $130 retail max + 20% off balance | $80 max |
| Costco, Walmart, Sam's Club Frame | $70 retail max | Not Covered |
| Visions Upgrade Options Included | Retail Chain Provider | Not Applicable |
**In lieu of eyeglass lenses and/or frames
PLAN HIGHLIGHTS
- Guardian’s Financial Strength: Guardian has a long history of earning exemplary ratings from independent rating services which provide essential measures of a company’s value as well as common ground for valid comparison. For additional details, visit our website.
- Guardian's affiliation with Vision Service Plan (VSP), offers one of the largest vision care networks in the industry with over 86,000 provider access points nationwide, including private practice providers, Visionworks, and contracted Pearle Vision locations. It's easy to find a network provider at Guardian Life.
FLEXIBLE, COST-EFFECTIVE VISION COVERAGE
Members have nationwide access to quality vision providers and affordable pricing on all lens options (savings average 20%-25%) and can choose any frame, lens type, or brand on the market.
MEMBER COST FOR LENS OPTIONS
LENS OPTION |
SINGLE VISION | MULTI-FOCAL |
|---|---|---|
| Solid Plastic Dye (Pink I and II) | $0 | $0 |
| Solid Plastic Dye (Except Pink I and II) | $15 | $15 |
| Plastic Gradient Dye | $17 | $17 |
| UV Protection | $16 | $16 |
| Factory Applied Scratch-Resistant Coating | $17 | $17 |
| Polycarbonate Lenses (covered in full for dependent children) | $31 | $35 |
| Anti-Reflective Coating | $41 | $41 |
| Photochromatic Lenses — Plastic | $70 | $82 |
MEMBER COST FOR PROGRESSIVE LENS OPTIONS
LENS OPTION |
MULTI-FOCAL |
|---|---|
| Custom Progressive — Plastic | $150-$175 |
| Premium Progressive — Plastic | $95-$105 |
| Standard Progressive — Plastic | $55 |
Learn more about our Vision Plans
Group application for CCA Global Partners Dental & Vision Plans