Short Term Disability Insurance
Group or Direct Billed
- ● 60% Wage Replacement after 7 or 14 Days Elimination Period
- ● 3 Month/12 Month Pre-Existing Conditions – Any claims within the first 12 months of coverage will have a 3 month prior to coverage look back
| Plan Details | Option 1 | Option 2 |
|---|---|---|
| Benefit Amount | 60% | |
| Max Weekly Benefit | $2,308.00 | |
| Elimination Period (Accident or Sickness) | 14 Days | 7 Days |
| Benefit Duration | 26 Weeks | |
| Rate Per $10 Covered Benefit | ||
| Less than 30 | $0.499 | $0.585 |
| 30-34 | $0.525 | $0.616 |
| 35-39 | $0.476 | $0.558 |
| 40-44 | $0.513 | $0.602 |
| 45-49 | $0.626 | $0.734 |
| 50-54 | $0.776 | $0.910 |
| 55-59 | $0.951 | $1.116 |
| 60-64 | $1.126 | $1.321 |
| 65+ | $1.351 | $1.586 |
Example: 45 Year Old
$50K Salary
Option 1 (14 Day)
$36.12 / month
Option 2 (7 Day)
$42.35 / month
